Cyber criminals had accessed to over 145 million US Equifax consumer's personal information. We are talking about your full name, your social security number, your birth date, address and even your driver's licence. This security breach is the largest data breach of personal information.
Equifax has launched a tool that will let you know if you were affected by the breach. Visit Equifax’s website dedicated to this breach to learn if you were impacted.
You will need to provide your last name and the last six numbers of your Social Security number (SSN).
If you have been impacted, Equifax offers a free credit monitoring service, TrustedIDPremier. Note, you won’t be able to enroll in it immediately. You will be given a date when you can return to the site to enroll. Equifax will not send you a reminder to enroll so mark that date on your calendar, so you can start monitoring your credit as soon as possible.
In addition, you should monitor your account statements and report any unauthorized charges to your credit card companies and financial institutions.
If you have additional questions, please call thier dedicated call center at 1-866-447-7559, available from 7:00 a.m. to 1:00 a.m. Eastern time, seven days a week.
You can obtain a free copy of your credit report from each company listed below once every 12 months by requesting your report online at www.annualcreditreport.com, calling toll-free 1-877-322-8228, or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:
PO Box 740241
Atlanta, GA 30374
PO Box 9554
Allen, TX 75013
PO Box 2000
Chester, PA 19016
If you believe you have been the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (“FTC”). You also may contact the FTC to obtain additional information about avoiding identity theft.
Federal Trade Commission, Consumer Response Center
600 Pennsylvania Avenue NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338)
State Attorneys General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php